USDA

USDA Home Loan

USDA loans are designed for homebuyers in rural locations who do not qualify for a conventional loan. They feature low down payments and relaxed qualifying guidelines. Properties must be in a rural area designated by the US Department of Agriculture.
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FEATURES & BENEFITS

  • Available for Purchase or Refinances (subject to program stipulations and applicable state income and property limits)
  • Available for Eligible Homebuyers
  • Zero Down Payment
  • Competitive Fixed Rates
  • No Cash Reserves Required
  • Guarantee Fee can be financed
  • Closing Costs can be paid by Seller